Creamy Cheesy Hot Dip greets you with warm, melty cheese and a cozy, savory smell. This simple dip fills a room with comfort and makes any snack feel like a small celebration. If you want a quick party starter or a weeknight treat, this recipe answers that need with easy steps and familiar ingredients. For a spicy cousin, try this Creamy Hot Ranch Sausage Dip for another warm, cheesy option.
Why Make This Recipe
- Quick & Easy: Ready in about 30 minutes from start to table.
- Family Favorite: Mild heat and creamy texture please kids and adults.
- Budget-Friendly: Uses simple cheeses and pantry items you likely have on hand.
This dip stands out because it bakes into a glossy, scoopable bowl of comfort — warm, gooey cheese with little pops of green chile or jalapeño. It brings back cozy evenings: the smell of melted cheese, the soft stretch as you lift a chip, and the satisfied silence that follows the first bite.
For a different flavor twist, check this delicious ricotta dip with hot honey.
Ingredients
For the base:
- 8 oz (225 g) cream cheese, softened to room temperature
- 1 cup (240 g) sour cream or plain Greek yogurt
For the cheeses:
- 1 1/2 cups (160 g) shredded sharp cheddar
- 1 cup (110 g) shredded Monterey Jack or mozzarella
For flavor:
- 1 can (4 oz) diced green chiles, drained (mild) or 1 small jalapeño, seeded and finely chopped for more heat
- 1 clove garlic, minced or 1/2 tsp garlic powder
- 1/2 tsp onion powder
- 1/4 tsp smoked paprika (optional)
- Salt and black pepper to taste
For topping and serving:
- 2 tbsp chopped green onions or chives
- 1/4 cup breadcrumbs or extra cheese for a golden top (optional)
- Crackers, tortilla chips, toasted baguette slices, or raw veggies for dipping
Notes: cream cheese should be soft so it mixes smooth. Shred cheese from blocks for best melt.
How to Make Creamy Cheesy Hot Dip
- Preheat the oven to 375°F (190°C). Preheating helps the dip cook evenly and get a bubbly top.
- In a medium bowl, beat the softened cream cheese until smooth. Add the sour cream and mix until silky. (Why this matters: a smooth base prevents lumps and gives a creamy mouthfeel.)
- Stir in shredded cheddar and Monterey Jack, diced green chiles or jalapeño, minced garlic, onion powder, smoked paprika, salt, and pepper. Mix until combined.
- Transfer the mixture to a small ovenproof baking dish (about 8-inch or similar). Smooth the top with a spatula.
- Sprinkle breadcrumbs or extra cheese evenly over the surface if you want a golden crust.
- Bake for 18–22 minutes, until the dip is bubbling at the edges and the top is lightly golden. (Tip: check at 15 minutes if your oven runs hot.)
- For a browned top, switch the oven to broil and place the dip under broiler for 1–2 minutes — watch closely to avoid burning.
- Remove from oven and let sit for 3–5 minutes to thicken slightly. Sprinkle with chopped green onions before serving.
Mini-tip: If you want an ultra-smooth dip, pulse the mix in a food processor before baking.

How to Serve Creamy Cheesy Hot Dip
- Serve warm in the baking dish with a tray of tortilla chips, toasted baguette slices, and raw veggies.
- Garnish with extra chopped chives, a drizzle of hot sauce, or a sprinkle of smoked paprika for color.
- For a heartier snack, scoop onto baked potatoes or spread on open-faced sandwiches.
How to Store Creamy Cheesy Hot Dip
- Refrigerator: Cool completely, then store in an airtight container for up to 3–4 days.
- Freezer: Freeze in a sealed container for up to 2 months. Thaw overnight in the fridge before reheating.
- Reheat: Warm in a 350°F (175°C) oven until heated through (about 10–15 minutes), or microwave in short bursts, stirring between, until hot and smooth.
Tips to Make Creamy Cheesy Hot Dip
- Soften cream cheese first to avoid lumps and long mixing.
- Use freshly shredded cheese (not pre-shredded) for better melt and texture.
- Drain canned chiles well to avoid watery dip.
- Taste before baking and adjust salt — baking can dull flavors a bit.
- Keep an eye under the broiler; the top browns fast.
Variation
- Vegetarian: Omit any bacon or meat and add roasted red peppers or artichoke hearts for more depth.
- Gluten-free: Skip the breadcrumb topping and serve with gluten-free chips or veggie sticks.
- Spicy: Add 1/2 tsp cayenne or finely chopped pickled jalapeños for a stronger kick.
FAQs
Can I make this dip ahead of time?
Yes. Mix the dip, cover, and chill for up to 24 hours. Bring to room temperature and bake as directed. Chilled dip may need an extra few minutes in the oven.
Can I use low-fat dairy to cut calories?
You can use low-fat sour cream or Greek yogurt, but avoid low-fat cream cheese — it can change texture and make the dip thinner. Use full-fat cream cheese for best creaminess.
What if my dip is too runny after baking?
Let it rest 5–10 minutes to thicken. If still thin, stir in 1/4 cup more shredded cheese and bake 5 minutes more to set.
Is there a no-bake version?
Yes — mix ingredients and heat gently in a skillet over low heat until melted, stirring often. It won’t brown on top but will be creamy and quick.
Conclusion
This Creamy Cheesy Hot Dip is a small bowl of comfort — warm, gooey, and full of cozy, familiar flavors. It works for game nights, cold evenings, or a simple family snack. The smell of melted cheese and garlic will pull everyone into the kitchen, and the soft, stretchy texture makes each bite satisfying. If you want another warm, irresistible option, check out Warm & Cheesy Crack Dip ⋆ Real Housemoms. Please leave a comment and a star rating so others know what you loved. Share this on Pinterest or Facebook and tell us: what twist did you try? Let us know below!
PrintCreamy Cheesy Hot Dip
- Total Time: 30 minutes
- Yield: 8 servings 1x
- Diet: Vegetarian
Description
A warm, creamy dip filled with melted cheese and mild heat, perfect for parties or cozy nights in.
Ingredients
- 8 oz (225 g) cream cheese, softened to room temperature
- 1 cup (240 g) sour cream or plain Greek yogurt
- 1 1/2 cups (160 g) shredded sharp cheddar
- 1 cup (110 g) shredded Monterey Jack or mozzarella
- 1 can (4 oz) diced green chiles, drained (or 1 small jalapeño, seeded and finely chopped)
- 1 clove garlic, minced (or 1/2 tsp garlic powder)
- 1/2 tsp onion powder
- 1/4 tsp smoked paprika (optional)
- Salt and black pepper to taste
- 2 tbsp chopped green onions or chives
- 1/4 cup breadcrumbs or extra cheese for topping (optional)
- Crackers, tortilla chips, toasted baguette slices, or raw veggies for dipping
Instructions
- Preheat the oven to 375°F (190°C).
- In a medium bowl, beat the softened cream cheese until smooth. Add the sour cream and mix until silky.
- Stir in shredded cheddar, Monterey Jack, green chiles or jalapeño, minced garlic, onion powder, smoked paprika, salt, and pepper. Mix until combined.
- Transfer the mixture to a small ovenproof baking dish and smooth the top.
- Sprinkle breadcrumbs or extra cheese over the surface if desired.
- Bake for 18–22 minutes until bubbling at the edges and lightly golden on top.
- For a browned top, switch to broil for 1–2 minutes, watching closely.
- Remove from the oven and let sit for 3–5 minutes before serving.
- Garnish with chopped green onions and serve warm.
Notes
Soften cream cheese before mixing for a smooth dip. Shred cheese from blocks for better melt.
- Prep Time: 10 minutes
- Cook Time: 20 minutes
- Category: Appetizer
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 serving
- Calories: 300
- Sugar: 3g
- Sodium: 600mg
- Fat: 20g
- Saturated Fat: 10g
- Unsaturated Fat: 8g
- Trans Fat: 0g
- Carbohydrates: 12g
- Fiber: 1g
- Protein: 10g
- Cholesterol: 40mg